Many Americans cannot afford housing. If you are one of these individuals, do not think your only option is the generosity of friends and relatives or a local shelter. There are government grants available to assist people with housing expenses that do not have to be paid back. The government has allocated millions of dollars to these grants, in pre-set amounts. You can obtain a free government housing grant in a few simple steps:
Calculate how much money you need. Since each government grant is a pre-determined amount, you may actually have to combine several grants to obtain the money you need. Since you are not limited in the number of grants you apply for, this is not a problem. On most grant applications, you will have to list any other grants that you have received.
Search online for listing of free government housing grants. Once you’ve determined how much grant money you need, search online for a listing of free government housing grants. You can search through a portal such as Yahoo or Google. Click on each site that is returned to see if it is legitimate. Any site that asks you for money it is a scam, as you can easily find this information at no cost to you.
Narrow down your list. After you’ve found a trustworthy listing of government housing grants, you need to narrow down that list to ones in which you meet the criteria. Each government housing grant will have different requirements, such as where you live, or a particular group of people. For instance, some housing grants are intended for low income individuals, some for people who have lost their home to a natural disaster. It is important to read the criteria and make sure you are eligible.
Fill out your application. When you have found government housing grants that you are eligible for, you can begin the application process. Each housing grant will have its own application forms and application process. You may be able to download the appropriate forms from the website. Grants.gov has this feature.
Upon completion of the appropriate application forms you can send your application in for your free government housing grant. Be sure that you send it to the correct location via the specified way. Some will want the completed application mailed, others may accept faxes.
Free government housing grants can help alleviate the financial problems in your life and let you get a fresh start on life.
It is now the summer of 2007 and many things have changed in Seminole County. For starters home sales are down a whopping 47%. What did they expect? We are 45 minutes to an hour away from Disney how can you really put that down as a feature of your home. They were trying to sale a 3 bedroom 2 bath home that needs work for 350,000. Don’t forget to add your property taxes and your insurance. Which by the way, look into that. So many companies have stopped selling insurance to residents in Florida. They can’t afford to keep us due to the hurricanes. If you drive around any neighborhood you will find homes for sale. I may not have specifics but I watch my local news and right now Florida’s foreclosure rate is thru the roof. People would go out and they would convince the bank that they could afford those 3,000.00 monthly payments on those homes. They would sign up for that adjustable interest rates where one month you might pay 6 % and the next 12%. How do you budget for something you have no control over?
From what everyone is saying the housing market is getting better. So to test that theory my husband and I took a drive out to Christmas, FL. This would be about an hour and a half probably from Disney. A two bedroom two bath home for 319,000. The home was built in 1980. The house was lovely and I am sure the owners had taken excellent care of it. However, shouldn’t your money go a little further than a two bedroom 2 bath that would need to be redone? It doesn’t matter how many homes are for sale in a neighborhood you will still see them building new condos new homes. Who do they expect to buy them? We just can’t figure it out. We don’t consider ourselves poor, we consider ourselves middle class which honestly, I believe might be the new poor.
House prices may be falling and the Fed may be cutting interest rates but this family still can’t afford a home in Seminole County, FL. Renting is the only affordable option for us right now. It might not be better in the long run, but as of right now I live in a 3 bedroom 2 bath, 1,600 square feet for only 1200.00 a month. I know that I could not get a home for that price. Some people might not want to hear this, but those house prices can continue to fall. If they expect the middle class Americans to buy these homes and afford these homes they are going to have to come down much more than they already have. Either that has to happen or the minimum wage has to be increased so that these homebuyers can start affording these quarter million dollar homes.
Buying a home may be the American Dream. But, it also seems the American Dream is to own more things than you can afford. I am only 26 years old and my husband and I bought our first home for 76,900.00 only 5 years ago. I don’t see how inflation can cause a housing market to jump from 76,000 to 376,000 in 5 years. And for those people looking to buy a home in Orange or Seminole County, unless you are looking in Kissimmee, FL, don’t let anyone tell you, you will be close to Disney and other theme parks. In Orlando due to traffic nothing is close unless it is a block away.